Use it or Lose it says President-Elect Obama. Why didn't Paulson say the same to bailed out Banks?!

In his Saturday radio address, President-Elect Obama says he is planning to give the States money as a stimulus to boost jobs and the economy, but he said, the money will have strings attached that they must use it for the specific purposes or they will lose those funds.The question I have for Hank Paulson, Treasury Secretary, was why he didn't have similar strings attached to the Banks, when he bailed them out with the TARP money approved by Congress? He should have required a certain percentage of the funds be used for loans for cars, mortgages, student loans and small business ventures. But not only didn't he require it, but neither did the Congress!

When are thse folks going to wake up. I swear they are asleep at the switch and this feels like the blind leading the blind.